Description: Presented at October 1986 Annual Meeting. This session discusses new forms of compensation that are being utilized, the impact on product design, and the impact on company profitability.

Description: This presentation is a panel discussion from the 1991 Annual Meeting of the Society of Actuaries, held October 20-23 in Toronto. The panelists discuss how some products have evolved in such a way that they are more compatible with available investments, that is the product design translates to a feasible investment strategy, which provides not only sufficient yield but also acceptable performance in various interest-rate environments. The panelists consider whether the trend will continue, and discuss the role of regulation, implications on educational activities for actuaries to understand better the asset side, and other issues. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 4A.

Description: This session discussion is about persistency influence the profitability of individual life reinsurance. From Record of the Society of Actuaries Vol. 15, No. 2.

Description: This session at the SOA 1990 Hartford Spring Meeting is about the role of the investment operation in the product development process, the process of managing an in-force block of business, and how the differences in Statutory and GAAP accounting affect the pricing process.

Description: This session at the SOA 1990 San Francisco Spring Meeting focuses on the connection between the pricing function and financial reporting, communicating financial information to senior management and asset/liability management.

Description: This session discussion is about the insurance industry is unique in the form of the financial instrument offered to consumers. Products earn long-term interest rates yet generally guarantee cash out without loss of principal. From Record of the Society of Actuaries Vol. 15, No. 3A.

Description: Informative discussion about pricing techniques, including: [1] uses of return on investment [ROI], GAAP return on equity [ROE], and universal life [UL] and other profit measures, [2] scenario testing, [3] expenses, [4] target surplus, and [5] federal-income-tax considerations. From the 1988 Record of Society of Actuaries, Vol. 14, No. 2.

Description: In-depth discussion about the experiences of companies with plans like level-premium term to 100, in both U.S. and Canada: pricing considerations and techniques, lapse experience, sensitivity testing, regulatory history and recent activity, and establishing an adequate reserve. From the 1987 Record of Society of Actuaries Vol. 13, No. 4A.

Description: 1994 SOA Spring Meeting, San Francisco. The panel discussed current issues in participating, UL, and non-guaranteed element products. Topics of discussion included product design, regulatory issues, implementation, pricing issues, and compensation.

Description: Discusses the emerging proposals for revision of the NAIC Model UL Regulation to address valuation, non-forfeiture, and disclosure concerns. Also discusses product implementation and the current status of state requirements. From the 1988 Record of Society of Actuaries, Vol. 14, No. 3.